YouNeedABudget VS Buckets Budgeting

YouNeedABudget Reviews

Buckets Budgeting Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 8 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 8 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 10 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: 11 months ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: 11 months ago

Buckets Budgeting mentions (4)

• Monitoring your spending

  I use Buckets (budgetwithbuckets.com /r/budgetwithbuckets). It's a budgeting application. There are a few different ones around. I used to use YNAB but they decided to double prices and that pissed me off so I left it. You can also just use excel. Source: almost 2 years ago

• Moving forward, what are your plans?

  I've been trying Buckets (budgetwithbuckets.com) myself and it's very similar, and so far, have been working really well. Their nYNAB import (in the beta release) works extremely well also... Source: over 2 years ago

• YNAB to Buckets guide

  For sure! If you're comfortable using GitHub, you can use the Issue Tracker (link at the top of the budgetwithbuckets.com site). Or from within the app, click Help > Report Bug. Source: over 2 years ago

• Moving on from 2013 and FYI, deleting your [nYNAB] account will get you a partial refund

  I chose https://budgetwithbuckets.com/ Currently lacks a mobile app and recurring transactions, but I've found good workarounds for both, and the $15/yr 3rd party sync seems to work with all my accounts. Source: over 2 years ago