Software Alternatives & Reviews

YouNeedABudget VS Actual Budget

Compare YouNeedABudget VS Actual Budget and see what are their differences

YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Actual Budget

Robust and simple budgeting that works
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • Actual Budget Landing page
    Landing page //
    2021-10-18

YouNeedABudget

Categories
  • Personal Finance
  • Financial Planner
  • Accounting
  • Small Business
Website youneedabudget.com  
Pricing URL-

Actual Budget

Categories
  • Personal Finance
  • Finance
  • Productivity
  • Budgeting
Website actualbudget.com  
Pricing URL Official Actual Budget Pricing  

YouNeedABudget videos

Beginners guide

Actual Budget videos

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Category Popularity

0-100% (relative to YouNeedABudget and Actual Budget)
Personal Finance
76 76%
24% 24
Financial Planner
87 87%
13% 13
Finance
50 50%
50% 50
Accounting
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and Actual Budget

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Actual Budget Reviews

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Social recommendations and mentions

YouNeedABudget might be a bit more popular than Actual Budget. We know about 55 links to it since March 2021 and only 53 links to Actual Budget. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 8 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 8 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 10 months ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: 11 months ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: 11 months ago
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Actual Budget mentions (53)

  • Budgeting App
    If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 3 months ago
  • Local-first software: You own your data, in spite of the cloud (2019)
    Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 5 months ago
  • Family finance meetings with spouse?
    I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: 8 months ago
  • What's your strategy for organizing money in your bank accounts?
    If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: 9 months ago
  • Personal finance app
    Of course! It's odd that it proved so difficult to find. Here it is. Source: 11 months ago
View more

What are some alternatives?

When comparing YouNeedABudget and Actual Budget, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Firefly III - Financial manager, it can help you keep track of expenses, income, budgets and everything in...

HomeBank - HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use.

Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.

Lunch Money - A personal budgeting tool with multi-currency support